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Watercraft Insurance

Protection Designed for Life on the Water

Watercraft insurance solutions designed to help protect your boat, passengers, equipment, and recreational investment.

Your Trusted Partner on Every Drive

At DMAS Group, we understand that owning a boat or personal watercraft comes with unique insurance considerations both on and off the water. For more than 76 years, our family-owned and operated independent insurance agency has helped individuals and families explore coverage solutions tailored to their vessel, usage, and protection goals. Whether you own a fishing boat, jet ski, sailboat, or larger recreational watercraft, our team is here to help simplify the insurance process and provide dependable guidance.

Personalized Coverage Options

Personalized Coverage Options

We help boat and watercraft owners explore insurance solutions tailored to their vessel type, usage, and protection priorities.

Responsive Insurance Support

Responsive Insurance Support

Our experienced team works closely with clients to help answer questions, review policy options, and simplify coverage decisions.

Independent Carrier Access

Independent Carrier Access

As an independent insurance agency, we compare options across multiple trusted carriers to help identify suitable watercraft protection solutions.

Coverage Designed for Different Types of Watercraft

Watercraft insurance can help provide financial protection for a variety
of recreational vessels and related equipment.

Boats & Fishing Vessels

Coverage solutions designed for recreational boats, fishing boats, and other personal watercraft used for leisure activities.

Jet Skis & Personal Watercraft

Insurance options tailored for jet skis and similar recreational watercraft designed for personal use and enjoyment.

Sailboats & Larger Recreational Vessels

Coverage may help protect sailboats, cruisers, yachts, and other larger recreational vessels from covered losses and liability concerns.

Equipment & Accessories Protection

Additional coverage options may be available for boating equipment, trailers, navigation systems, and specialized accessories.

Understanding Watercraft Insurance Coverage

Boat ownership can involve unique risks related to property damage, liability, weather exposure, and recreational use.
Our team helps clients better understand available coverage options and important areas of protection.

  • Physical Damage Coverage: Coverage may help protect your vessel against covered losses involving collisions, theft, vandalism, fire, or certain weather-related incidents.
  • Liability Protection: Liability-related coverage may help address covered legal or medical expenses resulting from accidents involving your watercraft.
  • Protection for Passengers & Equipment: Policies may help provide additional protection for passengers, onboard equipment, and boating accessories.
  • Coverage for Transportation & Storage: Some policies may help protect watercraft while being transported, stored, or docked during off-season periods.
  • Personalized Policy Reviews: Our team works closely with watercraft owners to review available options and help identify insurance solutions aligned with their recreational and financial goals.

Connect with Our Agents

At DMAS Group, we’re ready to find the
perfect insurance coverage for your.

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